No Monthly Interest if Paid in Full within 12 Months
***$2,000 minimum***

On qualifying purchases with your Synchrony Bank Credit Card. $29 Activation fee may apply. Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Fixed monthly payments of 2.50% of the highest balance applicable to the promo purchase until paid in full. Making the Minimum Monthly Payment will not pay off the purchase within the promotional period. View Promotion Details

Optional Equal Monthly Payments

  • May be greater than the required fixed monthly payment that will be on your billing statement for the amount to be financed.
  • Equal the Amount Financed divided by the number of months in the promo period.
  • Would pay off the amount to be financed within the promo period, but only if there are no other balances on your account at any time during the promo period and you make your payments on time.

PLEASE NOTE: If the amount to be financed is not paid in full within the promo period, interest will be charged to your account from the purchase date.

Fixed Monthly Payments
The Fixed Monthly Payment should allow you to pay in full the amount to be financed within the estimated Payoff Period if this amount is and will be the only balance on your account during the promotional period and you make your monthly payment by the due date each month. If you have any additional balances on your account at any time during the promo period, the monthly required payments applicable to those balances will be added to the fixed payment required and such balance may impact how payments are applied to your promotional purchase.